Electronic payments are growing by leaps and bounds, overtaking paper as preferred payment mechanisms. Governments at all levels have embraced this change, often not just encouraging a move from paper checks but even requiring it.

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Gunners from the Armed Forces of Ukraine fire at Russian position with a 155 mm self-propelled howitzer 2C22 in the Kharkiv region on April 21, 2024. (Anatolii Stepanov/AFP via Getty Images)